Finance

5 things Dave Ramsey says to skip at Costco or Sam’s Club

A mature man reads a label on a milk carton.

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Do not buy these items in the warehouse club until you have read Ramsey’s warning.


Key points

  • Warehouse clubs often offer good deals on items, but not every purchase from these clubs makes sense.
  • Finance expert Dave Ramsey recommends skipping five items, including spices and seasonings.

Costco and Sam’s Club have tons of great products for sale. In fact, house brand items from these warehouse clubs are often fan favorites, with Costco’s Kirkland brand in particular having a dedicated fan base.

But before you bust out your credit cards at any big-box, members-only store, it’s helpful to read Dave Ramsey’s warning about items to avoid buying from this type of retail store.

Here are five key things Ramsey believes you should skip the next time you hit Costco or Sam’s Club.

Do not buy these items in bulk

While Ramsey said you can get great deals at warehouse clubs, he also cautioned against “buying anything in bulk that you’re not actually going to use.”

Specifically, he specified that perishable items can often be used up if you buy them in bulk at Costco or Sam’s, and listed a few specific items he believes you should skip, including:

  • Fruit
  • Vegetables
  • Dairy
  • Spices
  • Spices

Warning against buying these items, he advised to “go ahead and save yourself the pain of throwing food away.”

Should you be listening to Dave Ramsey?

Ramsey is absolutely right that you don’t want to waste money on food that will go bad before you’re able to use it up. Even if it’s a huge jug of milk or a giant bowl of fruit it seems since the price is fair, there are only so many of these items you can use up in a short period of time.

Spending money on an item that’s too big for your household won’t help you cut your grocery budget, and instead, you could end up spending extra money (and food) when you’d be better off buying a smaller package at the grocery store—even if the price per unit was higher.

However, there are ways you can take advantage of these great deals even if your family doesn’t consume a ton of these perishable items. One of the best options is to team up with others. While your household may not need an industrial-sized box of lettuce, you and a friend or family member may be able to cut your grocery bills by buying a large box and sharing it.

It’s important to have a plan for how much of a particular item you’ll need and to make sure you don’t buy too much in relation to your spending habits – unless you have an agreement to share items with others. You can track how often your family needs to replace perishables to get a good idea of ​​how much is too much.

You can also try to get creative if you find a good deal. If you can get strawberries in bulk, for example, you might be able to freeze them for later use in smoothies. You don’t have to write off big deals if you’re willing to get a little creative.

At the end of the day, though, Ramsey is right that it’s a good idea to be cautious when buying in bulk, so think carefully about whether a large bulk purchase will be worth the money or cost you in the end.

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