Finance

4 ways to make money this holiday season

The woman pumps her fist and smiles.

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Cashback rewards can add value to your life and can boost your bank account balance.


Key points

  • Whether you prefer to shop online or in person, don’t miss your chance to earn cashback rewards.
  • Rewards credit cards, loyalty programs and cash back apps are some of the ways you can earn money for your spending this holiday season.

Many of us spend more than usual on shopping during the holiday season. It’s essential to stay on budget so you don’t neglect your financial goals. It’s also good practice to shop for offers to save money and take advantage of ways to earn rewards for your spending. You may be able to earn cash back while shopping using the following tools.

1. Use credit cards for cash back

If you’re shopping this holiday season, credit cards can be a convenient way to pay for your purchases. But credit cards can offer other benefits as well. Rewards credit cards allow you to earn rewards for your spending. You can earn cash back by using cash back credit cards.

Over time, your rewards can accumulate and you can redeem them by applying them as a statement credit to your account, transferring earnings to a bank account or receiving a check. If you use credit cards regularly, don’t miss your chance to earn rewards.

2. Try cashback apps

Cashback apps make it easy to earn money while you shop. With these apps and browser extensions, you can earn rewards while shopping from your phone, tablet or computer. Some cashback apps also allow you to earn rewards when you shop in-store.

Most cashback programs require you to activate offers to be eligible for rewards, so make sure you check out the details of each program and follow the guidelines so you don’t miss out. Check out our list of the best cashback apps to learn more.

3. Take advantage of credit card offers

Some credit card issuers have offers available in their mobile apps. By activating these offers, you can earn statement credit on eligible purchases at certain retailers. These offers can lower your credit card bill and, in a way, work as a discount on your purchases. Chase Offers and American Express Offers are two examples of such programs.

4. Don’t forget loyalty rewards programs

Another way to get rewards for shopping is by using loyalty programs at your favorite retailers. Many companies develop free rewards programs to encourage loyal customers to spend more often. Although each program works differently, these programs can be beneficial to your wallet – so it’s foolish not to use them if you can.

Some rewards programs, such as the Target Circle Rewards program, allow customers to earn cash back. You can earn rewards for your spending and apply your earned cash rewards to get a discount on future purchases.

Keep your financial goals in mind

As you shop for holiday gifts for your favorite people, make sure you stay on top of your personal financial goals. You can avoid spending beyond your means by sticking to a budget. Don’t be tempted to buy expensive gifts, because it’s the thought that counts.

Are you looking for ways to save money? Keep an eye out for sales flyers and take advantage of coupon apps and promo code browser extensions to get discounts on your orders. Finally, take advantage of cashback earning opportunities like those mentioned above.

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